Job details
Pay
- ₹25,000 – ₹40,000 a month
Job type
- Permanent
- Full-time
Location
Idukki, Kerala
Benefits
Pulled from the full job description
- Leave encashment
- Provident Fund
Full job description
About Indus Credit Limited
Indus Credit Limited is a Non-Government Company incorporated on 07 January 1997. It is a Public Unlisted Company classified as a Company Limited by Shares. With 29 years of excellence in the financial services sector, the company operates 60+ branches across Kerala and Tamil Nadu, providing reliable and customer-centric financial solutions.
Position
Branch Manager – Gold Loan
Qualification
- Any Graduation from a recognized University.
Experience
- 2–3 years of experience in the Gold Loan business of an NBFC.
Job Location
- Mangattukavala, Thodupuzha
Key Responsibilities
- Manage the day-to-day gold loan operations of the branch.
- Lead, motivate, and guide the branch team to achieve operational excellence.
- Review branch operations and submit timely reports to the Head Office.
- Ensure branch profitability through quality customer service and relationship management.
- Monitor and ensure timely collection and recovery of gold loans.
- Minimize Non-Performing Assets (NPAs) in the branch.
- Guide and support the marketing team in sourcing new business.
- Achieve business growth through customer acquisition, cross-selling, and portfolio expansion.
- Ensure proper maintenance and monitoring of security systems, vaults, safes, and joint custody procedures.
- Assess customer financial needs and recommend suitable financial products.
- Ensure compliance with all company policies and applicable statutory and regulatory requirements.
- Maintain branch infrastructure and office premises in accordance with corporate standards.
Employee Benefits
- ESI
- EPF
- Gratuity
- Performance Incentives
- Leave Encashment
Job Types: Full-time, Permanent
Pay: ₹25,000.00 – ₹40,000.00 per month
Benefits:
- Leave encashment
- Provident Fund
Education:
- Bachelor’s (Preferred)
Experience:
- total work: 2 years (Preferred)
- NBFC (Gold Loan): 2 years (Preferred)
Work Location: In person